Foreclosure Assistance

Foreclosure Assistance is Available

Even if you are facing foreclosure there are a wide variety of legitimate programs available to assist you. However, homeowners must be on guard for foreclosure scams. They aren’t just in the news, they’re being perpetrated by company’s large and small every day.

The HEART Program is administered by the Heartland Coalition, a 501c3 non-profit organization. In your endeavors to locate legitimate sources of assistance, we strongly encourage you to perform your own research on foreclosure scams and only work with organizations of merit.

If you are facing foreclosure and would like to speak to a HEART Program Administrator, call us today at + 619-450-6950 or enter your information in to the “Contact HEART” section of our website.

Other Resources for Foreclosure Assistance and Information:

Contact your mortgage company directly at , maintained by the HOPE Now Alliance, has a handy search tool to help you get in touch with your mortgage servicer. If your mortgage company is not in the database, you are advised to call 1-888-995-HOPE.

. EHLP offers a zero interest, forgivable bridge loan to homeowners who have experienced a substantial loss of income (a reduction of at least 15%) due to unemployment or underemployment caused by adverse economic conditions or medical condition. Applications are being accepted through September 15, 2011.

Beware of Loan Modification Scams by visiting . Loan modification scams are a growing problem across the country. Homeowners facing foreclosure are losing their money – and their homes – to loan modification scams. Information is your best defense. If you see the signs of a scam and know the facts, you can protect yourself.

Learn about your options under President Obama’s . The Making Home Affordable website includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.

More Information from Government Resources

U.S. Department of Housing and Urban Development



FDIC

Federal Trade Commission

Heartland Sustainable Housing is a non-profit organization that provides foreclosure prevention services in partnership with the Urban League of San Diego, a HUD certified agency.