Avoid Foreclosure

Foreclosure Avoidance Assistance is Available

If you are facing foreclosure and you need help there are a wide variety of programs, enormous amounts of information, and HUD approved counselors that are available to assist you. You do not need to face foreclosure alone.

If you would like the HEART Programs Administrator to assist you call + 888.461.5741. We will help you assess your situation and provide you with a plan to help your family avoid foreclosure.

Other Options

Contact your mortgage company directly at , maintained by the HOPE Now Alliance, has a handy search tool to help you get in touch with your mortgage servicer. If your mortgage company is not in the database, you are advised to call 1-888-995-HOPE.

. EHLP offers a zero interest, forgivable bridge loan to homeowners who have experienced a substantial loss of income (a reduction of at least 15%) due to unemployment or underemployment caused by adverse economic conditions or medical condition. Applications are being accepted through September 15, 2011.

Beware of Loan Modification Scams by visiting . Loan modification scams are a growing problem across the country. Homeowners facing foreclosure are losing their money – and their homes – to loan modification scams. Information is your best defense. If you see the signs of a scam and know the facts, you can protect yourself.

Learn about your options under President Obama’s . The Making Home Affordable website includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.

More Information from Government Resources

U.S. Department of Housing and Urban Development


Federal Trade Commission

Heartland Sustainable Housing is a non-profit organization that provides foreclosure prevention services in partnership with the Urban League of San Diego, a HUD certified agency.